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Date: Wed, 14 Jun 2023 13:27:55 +0100
From: hello@expressmusic.co.uk
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Subject: Fwd: Essential Information - V12 Consumer Credit Products
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-------- Original Message --------
Subject: Essential Information - V12 Consumer Credit Products
Date: 2023-06-14 11:12
 From: V12 Retail Finance <updates@sales.v12finance.com>
To: coventry@expressmusic.co.uk
Reply-To: V12 Retail Finance 
<re-6ZG2-GNC1-2FPFOR-C1M1W@sales.v12finance.com>



View in browser [1]

  		 [2]

RETAILER LOGIN [3]

ESSENTIAL INFORMATION ABOUT OUR CONSUMER CREDIT PRODUCTS.

You may recall we previously emailed you with essential information on
the Financial Conduct Authority's new Consumer Duty Principle. You can
access our guide here [4].

This important communication contains the information you require to
distribute our products to your customers. It does not provide any
guidance on your responsibilities as a Manufacturer of your own
regulated services or any other regulated products that you distribute
on behalf of any other company.

The below linked documents are being provided to you to fulfil our
responsibilities to Consumer Duty as specified in the FCA Handbook
Principals for Businesses specifically the rules as set out in

Chapter 2.

PRODUCT INFORMATION GUIDE

Information about how we have completed our assessment of our products

Download here [5]

PRODUCT DESCRIPTION GUIDE

Information about the individual V12 product features, benefits and
target markets. Click the below links to access these documents.

(Please refer to your business schedule for the products we have agreed
you can distribute. )

Deferred Repayment Interest Bearing - BNPL Credit [6]

Interest Bearing Credit                             [7]

Interest Free Credit                                  [8]

The information we provide you with is designed to support you to comply
with your responsibilities and obligations to Consumer Duty. Especially
the areas covered in the below links:

Information for Distributors (retailers)

Price and Value : distributors (retailers) general obligation

Obtaining information from manufacturers(V12) [9]

Selecting distribution channels and providing information to
distributors(retailers) [9]

The information we are providing within this communication is intended
for intermediary use only and should not be shared with customers.

If you have any questions about this email or the attached
documentation, please speak with you Account Manager or Sales Support.

GET IN TOUCH

Our Sales Support Team is available Monday to Friday.

Please email us and we will get back to you within 24 hours or
alternatively call your Account Manager.

EMAIL US

V12 Retail Finance Limited. Registered in England and Wales
4585692.Authorised and regulated by the Financial Conduct Authority.
Registration number: 679653.Registered office: One Arleston Way,
Solihull, B90 4LH

Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24
5PJ. Registered in England and Wales 541132. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority. Registration number:
204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH.
V12 Retail Finance is a trading name of Secure Trust Bank PLC.

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Links:
------
[1] 
https://sales.v12finance.com/6ZG2-GNC1-65B8F636A71476B62FPFORFD2B9B50CFB4B945/cr.aspx
[2] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAML-1/c.aspx
[3] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMM-1/c.aspx
[4] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMN-1/c.aspx
[5] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMO-1/c.aspx
[6] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMP-1/c.aspx
[7] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMQ-1/c.aspx
[8] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMR-1/c.aspx
[9] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMT-1/c.aspx
[10] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMU-1/c.aspx
[11] https://sales.v12finance.com/6ZG2-GNC1-2FPFOR-AFAMV-1/c.aspx
[12] 
https://sales.v12finance.com/6ZG2-GNC1-65B8F636A71476B62FPFORFD2B9B50CFB4B945/uns.aspx