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File: D:/hMailServer/Data/expressmusic.co.uk/hello/9B/{9B2FEF68-2C3B-434A-98E1-D708DBF2A074}.eml
Message-ID: <93837ac5-8e90-3c1c-af9e-3b96acd012bd@news.paypal.com>
To: hello@expressmusic.co.uk
Date: Mon, 20 Jul 2026 14:53:57 +0000
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Reply-To: "PayPal noreply" <noreply@news.paypal.com>
Subject: Pay in 30 has landed in the UK.
From: "PayPal" <noreply@news.paypal.com>

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philip mathew graham graham - More flexibility. More opportunity to convert=
.                                  View Online                      PayPal=
 Open (https://www.paypal.com/uk/business=3Futm_content=3DPayPal_Open_Logo)=
 =C2=A0=0ASay hello to Pay in 30=0APay in 30 is now available at checkout. =
Let customers defer payment by 30 days, while you still get paid up front, =
in full with no additional risk. Learn More (https://www.paypal.com/uk/busi=
ness/accept-payments/installment-payments=3Futm_content=3DLearn_More_CTA) =
=C2=A0Say hello to Pay in 30=C2=A0=0A71%=0Acustomer trust score1 making Pay=
Pal the most trusted BNPL brand=C2=A0=0ANo integration needed=0AIncluded wi=
th PayPal Checkout.=C2=A0Convert more sales=0AConvert more sales=0AHelp rem=
ove payment barriers and turn more browsers into buyers.=C2=A0Offer pay in =
full and pay later options=0AOffer pay in full and pay later options=0AWith=
 pay in full, Pay in 3, and Pay in 30, customers have the flexibility to pa=
y now, spread the cost, or pay later.=C2=A0Build confidence at checkout=0AB=
uild confidence at checkout=0ATap into PayPal's industry-leading network tr=
usted by millions of customers worldwide.=C2=A0=C2=A0=0AAdd Pay in 30 messa=
ging Get Started (https://www.paypal.com/ppcredit/messaging=3Futm_content=
=3DGet_Started_CTA) =C2=A0=0AOne platform=C2=A0for all=C2=A0businessPayPal =
(https://www.paypal.com/uk/webapps/mpp/home=3Futm_content=3Den_GB_FTR_PayPa=
l_Logo)                      Help (https://www.paypal.com/uk/smarthelp/home=
=3Futm_content=3Den_GB_FTR_Help_Link)            =E2=80=83|=E2=80=83       =
    Contact (https://www.paypal.com/uk/smarthelp/contact-us=3Futm_content=
=3Den_GB_FTR_Contact_Link)            =E2=80=83|=E2=80=83           Securit=
y (https://www.paypal.com/uk/security=3Futm_content=3Den_GB_FTR_Security_Li=
nk)            =E2=80=83|=E2=80=83           App (https://app.adjust.com/9a=
h6uq_kqg9q4=3Ffallback=3Dhttps://www.paypal.com/uk/webapps/mpp/mobile-apps=
=3Futm_content=3Den_GB_FTR_Download_App_Link)            =E2=80=83|=E2=80=
=83           Offers (https://www.paypal.com/uk/webapps/mpp/offers=3Futm_co=
ntent=3Den_GB_FTR_offers_Link)              Facebook (https://www.facebook.=
com/PayPalUK=3Futm_content=3Den_GB_FTR_Facabook) Twitter (https://www.twitt=
er.com/paypaluk=3Futm_content=3Den_GB_FTR_Twitter) Instagram (https://www.i=
nstagram.com/paypaluk/=3Futm_content=3Den_GB_FTR_Instagram) =0AAvailability=
 is subject to merchant status, sector and integration and consumer status =
and application. Can make credit less accessible or more expensive for the =
consumer. See product terms. Pay in 3 and Pay in 30 are credit agreements.=
=0A1Fairer Finance (https://www.fairerfinance.com/ratings/customer-experien=
ce/buy-now-pay-later=3Futm_content=3DFairer_Finance) , Buy now pay later la=
test ratings, based on an independent poll of 10,000 customers by Fairer Fi=
nance. Spring 2026.=0ANot sure why you received this email=3F Learn more (h=
ttps://www.paypal.com/uk/smarthelp/article/why-am-i-receiving-emails-from-p=
aypal-when-i-dont-have-an-account-faq4172=3Futm_content=3Den_GB_Learn_More)=
 =0A=C2=A0=0AHow do I know this is not a Phishing email=3F=0A=C2=A0=0APhish=
ing emails tend to have generic greetings such as "Dear PayPal member". Ema=
ils from PayPal will always contain your full name.=0A=C2=A0=0AFind out mor=
e here (https://www.paypal.com/uk/webapps/mpp/phishing=3Futm_content=3Den_G=
B_Phishing_Link) .=0A=C2=A0=0AThis email was sent to he***@expressmusic.co.=
uk, because your PayPal marketing preferences are set to receive News email=
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ccount/preferences/marketing-preferences=3FID=3DCLABAJSXKKPE2&EID=3DABcVATL=
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PayPal UK Ltd is authorised and regulated by the Financial Conduct Authorit=
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in relation to its regulated consumer credit activities (firm reference num=
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ower level of protection. Please read product terms for further details. Pa=
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2026 PayPal, Inc. All rights reserved.=0A=C2=A0=0Ad79ce58f-13e8-44a3-89ac-9=
c269124e732
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5mQyNjvNeVsyrIGN-IJQxKJqNw14_4zcG8FvCfyjf2DtNr6cuFf27TZsE5oPCzjt6HvSxnT3wvD=
WTUCGwpMBe_uuoYMLZrt_0Jw8eo4mPUFCnyLceVOVudhX3s6TRf_0sNP3WxmZVy7g763V98Xc9i=
YRz8yymjUOWqptFY0vs0Ul-z4EXd0ef8iFnEkwhtnyVc6rNh5Pq8RX9SIYokKcGiUWU-Cbdu3mn=
jBb1JVpNe1GVckzpjWvb0kok221fRYwYK68jkYRDiOJAcr0prr9NfHXlCn27LnGNTFQla7qsCsG=
N0RdZbAK2geVw_Ao_TmPGKom2of0YihcrA5vlqv7xwlQTrFrhI-p4DJSz-JyQ_O4iT8eL70aFjZ=
yug2xiDY0MLcl83jlTttD2Xgz5EBoLzBNq6CMCbiMmK_jibmkIpe9f8g_QxBn3g&t=3D1784559=
236990">View Online</a>          </td>       </tr>    </tbody> </table></td=
></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><=
/div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></ta=
ble></div><!--[if mso | IE]></td></tr></table><![endif]--></div></td></tr><=
/tbody></table><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" style=3D"background-color:#F2F2F2;width:=
100%;" class=3D"section"><tbody><tr><td align=3D"center" style=3D"mso-paddi=
ng-left-alt:0;"><!--[if mso | IE]><v:rect style=3D"width:640px;height:99px;=
" xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=3D"true" stroke=3D"false">=
<v:fill src=3D"https://www.paypalobjects.com/marketing/webstatic/Marketing_=
Email/1_px_FE_image.png" color=3D"#FFFFFF" type=3D"frame" /><v:textbox styl=
e=3D"mso-fit-shape-to-text:true" inset=3D"0,0,0,0"><![endif]--><div role=3D=
"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" style=3D"width:640px;=
" width=3D"640" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-he=
ight-rule:exactly;height:99px;"><![endif]--><div style=3D"background:#FFFFF=
F;background-color:#FFFFFF;margin:0 auto;max-width:640px;"><div style=3D"li=
ne-height:0;font-size:0;"><table align=3D"center" background=3D"https://www=
.paypalobjects.com/marketing/webstatic/Marketing_Email/1_px_FE_image.png" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"background:center center / 100% 100% no-repeat;background-image:url('h=
ttps://www.paypalobjects.com/marketing/webstatic/Marketing_Email/1_px_FE_im=
age.png');background-position:center center;background-size:100% 100%;backg=
round-repeat:no-repeat;width:100%;"><tbody><tr><td style=3D"font-size:0px;p=
adding:0px;text-align:center;vertical-align:top;mso-padding-left-alt:0;mso-=
padding-right-alt:0;" class=3D"block-grid"><!--[if mso | IE]><table role=3D=
"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td sty=
le=3D"vertical-align:top;width:640px;" ><![endif]--><div class=3D"mj-column=
-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;direc=
tion:ltr;display:inline-block;vertical-align:top;width:100%;"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"b=
order-radius:0px;vertical-align:top;" width=3D"100%"><tbody><tr><td class=
=3D"padding-30px-0px-25px-0px img-container" style=3D"font-size:0px;padding=
:14px 0px 12px 0px;word-break:break-word;mso-padding-alt:30px 0px 25px 0px;=
mso-padding-left-alt:0;mso-padding-right-alt:0;text-align:center;"><div sty=
le=3D"margin:0 auto;max-width:138px;" class=3D"max-width-194px"><a target=
=3D"_blank" title=3D"PayPal Open" style=3D"text-decoration:none;color:#0000=
00;" href=3D"https://data.news.paypal.com/ee/v1/click=3Fparams=3Dv1.TiwQJua=
LW_f_tnz6lF5I1XbQuauCMBEeHOgJ5VW0K9ECzQXqzGV5V4ztlVtGRJphcciE0V00KGO9W1ozvH=
y3PXPxWtpS4SHofgFgA4puZo4EVP4j7sMxc4a5D4qW3zeNot5zcbqSkgHSmt0doTLbaaGGkxHzA=
A-BZgrQbOfXJ4s6M3mFYNTyQPNT39gf9BtEtA2r_Qz0JoyW2mUMyDSVlckCH8EfWDSGniLooWLS=
WlPtGq8kDos_hj50fvzO_gZ8uFOwI242UC2saNCWUiLHXeDlMlTSsYs2e-H9uLRt3QFaFaHL6KX=
XbEruqDhTVQvwNtnbu60J1ohVD_6cO86mVGLoe2ziFiD31wceJYqQ_n7T8hEEfYgGIXWm9FyILh=
nO2t-xnAP_6MkE7VfnoG8pdRMVYUQsw1T-pmOF0-Sttkqau1RHqlpK_ObsnsgbNywUjydHUzbRs=
cuoSCt92y8PEoN1STSs_NXeBoon-EHsyMloY66mOA&pid=3Dv1.tNxopWkjJCVk5XxvVLYh1LY4=
qSOkf3lY4CIaictOaQRzmBaYNN-2oopLVv4q2MSeyml-DJYKq6_p87tx139jqEyDCdpiJcA&tui=
d=3D6a5e0d32a8208369009c3eef&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d48=
4"><img alt=3D"PayPal Open" height=3D"auto" title=3D"PayPal Open" width=3D"=
194" src=3D"https://cdn.paypal.dev.cjmadobe.com/922b7095-7eea-488e-ab70-957=
eea688efc/urn:aaid:aem:dbc1bf1d-9abd-4927-90f5-89b6a74b1f0d/oak:1.0::ci:725=
1ef7e372b356bfe7d07f1074f494a/ae7e72dd-3c6a-3b04-b2c6-34368523597e" style=
=3D"border:none;outline:none;text-decoration:none;height:auto;width:100%;fo=
nt-size:13px;display:block;"></a></div></td></tr></tbody></table></div><!--=
[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div=
></div><!--[if mso | IE]></td></tr></table><![endif]--></div><!--[if mso | =
IE]><p style=3D"mso-line-height-rule:exactly;margin:0;mso-hide:all;font-siz=
e:0;line-height:0;"><o:p xmlns:o=3D"urn:schemas-microsoft-com:office:office=
">=C2=A0</o:p></p></v:textbox></v:rect><![endif]--></td></tr></tbody></tabl=
e><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" class=
=3D"section"><tbody><tr><td align=3D"center"><div role=3D"none"><!--[if mso=
 | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"block-grid-outlook" style=3D"width:640px;" width=3D"640" ><=
tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;=
"><![endif]--><div style=3D"background:#FEFEFE;background-color:#FEFEFE;mar=
gin:0 auto;max-width:640px;"><table align=3D"center" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background-color:=
#FEFEFE;width:100%;"><tbody><tr><td style=3D"font-size:0px;padding:0px 40px=
 0px 40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px=
 55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | IE]><t=
able role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
><tr><td style=3D"vertical-align:top;width:530px;" ><![endif]--><div class=
=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-ali=
gn:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tbody><t=
r><td style=3D"font-size:0px;word-break:break-word;"><div style=3D"line-hei=
ght:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</div></td></tr><tr><=
td class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 20px 0px=
;word-break:break-word;text-align:center;"><div class=3D"links-000000-under=
line"><div style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Hel=
vetica, Arial, sans-serif;font-size:46px;font-weight:900;letter-spacing:non=
e;line-height:46.00px;text-align:center;mso-line-height-alt:3.5em;color:#00=
0000;" class=3D"mso-font-size-60px font-size-60px line-height-56-00px"><p s=
tyle=3D"margin:0;">Say hello to Pay in 30</p></div></div></td></tr><tr><td =
class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 20px 0px;wo=
rd-break:break-word;text-align:center;"><div class=3D"links-000000-underlin=
e"><div style=3D"font-family:PayPalPro-Book, Helvetica, Arial, sans-serif;f=
ont-size:16px;font-weight:normal;letter-spacing:-0.3px;line-height:1.40;tex=
t-align:center;mso-line-height-alt:1.375em;color:#000000;"><p style=3D"marg=
in:0;">Pay in 30 is now available at checkout. Let customers defer payment =
by 30 days, while you still get paid up front, in full with no additional r=
isk.</p></div></div></td></tr><tr><td valign=3D"middle" class=3D"button-con=
tainer" style=3D"font-size:0px;padding:0px 0px 0px 0px;word-break:break-wor=
d;text-align:center;"><div><!--[if mso]><table width=3D"100%" align=3D"cent=
er" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-spacin=
g:0;border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0pt;"><t=
r><td align=3D"center" class=3D"mso-button-dark-mode"><a:roundrect xmlns:a=
=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-microsoft-com:off=
ice:word" href=3D"https://www.paypal.com/uk/business/accept-payments/instal=
lment-payments=3Futm_content=3DLearn_More_CTA" fillcolor=3D"#000000" arcsiz=
e=3D"59%" style=3D"v-text-anchor:middle;width:116.25pt;height:42pt;" stroke=
color=3D"#FEFEFE" strokeweight=3D"1.5pt" ><w:anchorlock/><a:textbox inset=
=3D"0,0,0,0"><center style=3D"color:#ffffff; font-family:sans-serif, Arial;=
 font-size:16px" class=3D"mso-text-white"><![endif]--> <a data-k-tracking-d=
isabled=3D"true" title=3D"Learn More" style=3D"display:inline-block;width:a=
uto;background:#000000;color:#FFFFFF;font-family:PayPalPro-Book, Helvetica,=
 Arial, sans-serif;font-size:18px;font-weight:700;line-height:1.10;margin:0=
;text-align:center;text-decoration:none;text-transform:none;padding:16px 30=
px 16px 30px;mso-padding-alt:0px;border-radius:33px;border-left:2px solid #=
FEFEFE;border-right:2px solid #FEFEFE;border-top:2px solid #FEFEFE;border-b=
ottom:2px solid #FEFEFE;mso-border-alt:none;box-sizing:border-box;" target=
=3D"_blank" width=3D"157" href=3D"https://data.news.paypal.com/ee/v1/click=
=3Fparams=3Dv1.TiwQJuaLW_f_tnz6lF5I1XbQuauCMBEeHOgJ5VW0K9ECzQXqzGV5V4ztlVtG=
RJphcciE0V00KGO9W1ozvHy3PXPxWtpS4SHofgFgA4puZo4EVP4j7sMxc4a5D4qW3zeNot5zcbq=
SkgHSmt0doTLbaaGGkxHzAA-BZgrQbOfXJ4s6M3mFYNTyQPNT39gf9BtEtA2r_Qz0JoyW2mUMyD=
SVlckCH8EfWDSGniLooWLSWlPtGq8kDos_hj50fvzO_gZ8uFOwI242UC2saNCWUiLHXeDlMlTSs=
Ys2e-H9uLRt3QFaFaHL6KXXbEruqDhTVQvwNtnbu60J1ohVD_6cO86mVGLoe2ziFiD31wceJYqQ=
_n7T8hEEfYgGIXWm9FyILhnO2t-xnAP_6MkE7VfnoG8pdRMVYUQsw1T-pmOF0-Sttkqau1RHqlp=
K_ObsnsgbNywUjydHUzbRscuoSCt92y8PEoN1STSs_NXeBoon-EHsyMloY66mOA&pid=3Dv1.tN=
xopWkjJCVk5XxvVLYh1LY4qSOkf3lY4CIaictOaQRzmBaYNN-2oopLVv4q2MSeyml-DJYKq6_p8=
7tx139jqEyDCdpiJcA&tuid=3D6a5e0d32a8208369009c3ef0&configId=3D552a4c7d-09ea=
-4bde-8882-66a293c3d484">Learn More</a><!--[if mso]></center></a:textbox></=
a:roundrect></td></tr></table><![endif]--></div></td></tr><tr><td style=3D"=
font-size:0px;word-break:break-word;"><div style=3D"line-height:30px;height=
:30px;mso-line-height-alt:30px;">&nbsp;</div></td></tr></tbody></table></di=
v><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table=
></div><!--[if mso | IE]></td></tr></table><![endif]--></div></td></tr></tb=
ody></table><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"background-color:#F2F2F2;width:100=
%;" class=3D"section"><tbody><tr><td align=3D"center"><div role=3D"none"><!=
--[if mso | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" class=3D"block-grid-outlook" style=3D"width:640px;" width=3D"=
640" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:e=
xactly;"><![endif]--><div style=3D"background:transparent;background-color:=
transparent;margin:0 auto;max-width:640px;"><table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"b=
ackground-color:transparent;width:100%;"><tbody><tr><td style=3D"font-size:=
0px;padding:0px 0px 0px 0px;text-align:center;vertical-align:top;mso-paddin=
g-alt:0px 0px 0px 0px;" class=3D"block-grid"><!--[if mso | IE]><table role=
=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td =
style=3D"vertical-align:top;width:640px;" ><![endif]--><div class=3D"mj-col=
umn-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;di=
rection:ltr;display:inline-block;vertical-align:top;width:100%;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tbody><tr><td cl=
ass=3D"img-container" style=3D"font-size:0px;padding:0px;word-break:break-w=
ord;text-align:center;"><div style=3D"margin:0 auto;" class=3D"max-width-64=
0px"><img alt=3D"Say hello to Pay in 30" height=3D"auto" width=3D"640" src=
=3D"https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aa=
id:aem:1fd987ad-e830-40cb-883a-aac624e0fd5a/oak:1.0::ci:bd5d3c9996ac1f143e8=
b24f9da18e403/3992b6f3-cdee-37f1-ae9e-9abae76b07e7" style=3D"border:none;ou=
tline:none;text-decoration:none;height:auto;width:100%;font-size:13px;displ=
ay:block;"></div></td></tr></tbody></table></div><!--[if mso | IE]></td></t=
r></table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></t=
d></tr></table><![endif]--></div></td></tr></tbody></table><table align=3D"=
center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" style=3D"background-color:#F2F2F2;width:100%;" class=3D"section"><tbody=
><tr><td align=3D"center"><div role=3D"none"><!--[if mso | IE]><table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"block=
-grid-outlook" style=3D"width:640px;" width=3D"640" ><tr><td style=3D"line-=
height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div st=
yle=3D"background:#F5F7FA;background-color:#F5F7FA;margin:0 auto;max-width:=
640px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"background-color:#F5F7FA;width:100%;"=
><tbody><tr><td style=3D"font-size:0px;padding:0px 0px 0px 0px;text-align:c=
enter;vertical-align:top;" class=3D"block-grid"><!--[if mso | IE]><table ro=
le=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><t=
d style=3D"vertical-align:top;width:640px;" ><![endif]--><div class=3D"mj-c=
olumn-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;=
direction:ltr;display:inline-block;vertical-align:top;width:100%;"><table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tbody><tr><td><t=
able align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"background-color:#000000;width:100%;" class=3D"s=
ection"><tbody><tr><td align=3D"center" style=3D"font-size:0px;text-align:c=
enter;vertical-align:top;padding:0px 0px 0px 0px;word-break:break-word;"><d=
iv role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0"><tr><td><table role=3D"presentation" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td style=3D"vertical-align=
:top;width:640px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-=
group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:inl=
ine-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-radius:0px;v=
ertical-align:top;" width=3D"100%"><tbody><tr><td style=3D"font-size:0px;wo=
rd-break:break-word;"><div style=3D"line-height:30px;height:30px;mso-line-h=
eight-alt:30px;">&nbsp;</div></td></tr><tr><td class=3D"padding-0px-55px-10=
px-55px text-container" style=3D"font-size:0px;padding:0px 40px 10px 40px;w=
ord-break:break-word;mso-padding-alt:0px 55px 10px 55px;text-align:center;"=
><div class=3D"links-000000-underline"><div style=3D"font-family:PayPalPro-=
Book, Arial;font-size:36px;font-weight:900;letter-spacing:0px;line-height:1=
.10;text-align:center;mso-line-height-alt:2.5em;color:#FFFFFF;"><p style=
=3D"margin:0;">71%</p></div></div></td></tr><tr><td class=3D"padding-0px-55=
px-10px-55px text-container" style=3D"font-size:0px;padding:0px 40px 10px 4=
0px;word-break:break-word;mso-padding-alt:0px 55px 10px 55px;text-align:cen=
ter;"><div class=3D"links-000000-underline"><div style=3D"font-family:PayPa=
lPro-Book, Helvetica, Arial, sans-serif;font-size:16px;font-weight:normal;l=
etter-spacing:0px;line-height:1.40;text-align:center;mso-line-height-alt:1.=
375em;color:#FFFFFF;"><p style=3D"margin:0;">customer trust score<sup style=
=3D"line-height:0;">1</sup> making PayPal the most trusted BNPL brand</p></=
div></div></td></tr><tr><td class=3D"padding-10px-55px-10px-55px" style=3D"=
font-size:0px;padding:10px 40px 10px 40px;word-break:break-word;mso-padding=
-alt:10px 55px 10px 55px;text-align:center;"><table width=3D"50%" role=3D"n=
one" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-top:s=
olid 1px #FFFFFF;font-size:0;display:inline-block;line-height:0;"><tbody><t=
r><td height=3D"0" style=3D"height:0;line-height:0;">&nbsp;</td></tr></tbod=
y></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></tab=
le></td></tr></table><![endif]--></div></td></tr></tbody></table></td></tr>=
<tr><td><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"background-color:#000000;width:100%;"=
 class=3D"section"><tbody><tr><td align=3D"center" style=3D"font-size:0px;t=
ext-align:center;vertical-align:top;padding:0px 0px 0px 0px;word-break:brea=
k-word;"><div role=3D"none"><!--[if mso | IE]><table align=3D"center" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td><table role=3D"presenta=
tion" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td style=3D"ver=
tical-align:top;width:640px;" ><![endif]--><div class=3D"mj-column-per-100 =
mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;=
display:inline-block;vertical-align:top;width:100%;"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-rad=
ius:0px;vertical-align:top;" width=3D"100%"><tbody><tr><td class=3D"padding=
-10px-55px-10px-55px text-container" style=3D"font-size:0px;padding:10px 40=
px 10px 40px;word-break:break-word;mso-padding-alt:10px 55px 10px 55px;text=
-align:center;"><div class=3D"links-000000-underline"><div style=3D"font-fa=
mily:PayPalPro-Book, Arial;font-size:36px;font-weight:900;letter-spacing:0p=
x;line-height:1.10;text-align:center;mso-line-height-alt:2.5em;color:#FFFFF=
F;"><p style=3D"margin:0;">No integration needed</p></div></div></td></tr><=
tr><td class=3D"padding-0px-55px-10px-55px text-container" style=3D"font-si=
ze:0px;padding:0px 40px 10px 40px;word-break:break-word;mso-padding-alt:0px=
 55px 10px 55px;text-align:center;"><div class=3D"links-000000-underline"><=
div style=3D"font-family:PayPalPro-Book, Helvetica, Arial, sans-serif;font-=
size:16px;font-weight:normal;letter-spacing:0px;line-height:1.40;text-align=
:center;mso-line-height-alt:1.375em;color:#FFFFFF;"><p style=3D"margin:0;">=
Included with PayPal Checkout.<br><br></p></div></div></td></tr></tbody></t=
able></div><!--[if mso | IE]></td></tr></table></td></tr></table><![endif]-=
-></div></td></tr></tbody></table></td></tr></tbody></table></div><!--[if m=
so | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--=
[if mso | IE]></td></tr></table><![endif]--></div></td></tr></tbody></table=
><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" class=
=3D"section"><tbody><tr><td align=3D"center"><div role=3D"none"><!--[if mso=
 | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"block-grid-outlook" style=3D"width:640px;" width=3D"640" ><=
tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;=
"><![endif]--><div style=3D"background:#FFFFFF;background-color:#FFFFFF;mar=
gin:0 auto;max-width:640px;"><table align=3D"center" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background-color:=
#FFFFFF;width:100%;"><tbody><tr><td style=3D"font-size:0px;padding:0px 40px=
 0px 40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px=
 55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | IE]><t=
able role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
><tr><td style=3D"vertical-align:top;width:530px;" ><![endif]--><div class=
=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-ali=
gn:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;">=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tbody><t=
r><td><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"width:100%;" class=3D"section"><tbody><t=
r><td align=3D"center" style=3D"font-size:0px;text-align:center;vertical-al=
ign:top;padding:0px 0px 0px 0px;word-break:break-word;"><div role=3D"none">=
<!--[if mso | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0"><tr><td><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;=
" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=
=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;vertic=
al-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"border-radius:0px;vertical-align:top;=
" width=3D"100%"><tbody><tr><td style=3D"font-size:0px;word-break:break-wor=
d;"><div style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&=
nbsp;</div></td></tr><tr><td class=3D"img-container" style=3D"font-size:0px=
;padding:0px 0px 10px 0px;word-break:break-word;text-align:center;"><div st=
yle=3D"margin:0 auto;max-width:38px;"><img alt=3D"Convert more sales" heigh=
t=3D"auto" width=3D"38" src=3D"https://cdn.news.paypal.com/215993eb-2d46-4b=
3e-9993-eb2d462b3eb7/urn:aaid:aem:3dbd9fa2-134e-422a-b9c4-00096398d4c9/oak:=
1.0::ci:54a648330926c6c252206727dc1dc883/9a8f086b-4a7f-3bbb-9d7b-e25b6604e1=
32" style=3D"border:none;outline:none;text-decoration:none;height:auto;widt=
h:100%;font-size:13px;display:block;"></div></td></tr><tr><td class=3D"text=
-container" style=3D"font-size:0px;padding:0px 0px 10px 0px;word-break:brea=
k-word;text-align:center;"><div class=3D"links-000000-underline"><div style=
=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, Arial, s=
ans-serif;font-size:30px;font-weight:900;letter-spacing:0px;line-height:1.1=
0;text-align:center;mso-line-height-alt:2.063em;color:#000000;"><p style=3D=
"margin:0;">Convert more sales</p></div></div></td></tr><tr><td class=3D"te=
xt-container" style=3D"font-size:0px;padding:0px 0px 0px 0px;word-break:bre=
ak-word;text-align:center;"><div class=3D"links-000000-underline"><div styl=
e=3D"font-family:PayPalPro-Book, Helvetica, Arial, sans-serif;font-size:16p=
x;font-weight:normal;letter-spacing:0px;line-height:1.20;text-align:center;=
mso-line-height-alt:1.188em;color:#000000;"><p style=3D"margin:0;">Help rem=
ove payment barriers and turn more browsers into buyers.</p></div></div></t=
d></tr><tr><td style=3D"font-size:0px;word-break:break-word;"><div style=3D=
"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</div></td><=
/tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td></tr></t=
able><![endif]--></div></td></tr></tbody></table></td></tr><tr><td><table a=
lign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pr=
esentation" style=3D"width:100%;" class=3D"section"><tbody><tr><td align=3D=
"center" style=3D"font-size:0px;text-align:center;vertical-align:top;paddin=
g:0px 0px 0px 0px;word-break:break-word;"><div role=3D"none"><!--[if mso | =
IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
"><tr><td><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" ><![endif]--=
><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0=
px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;wi=
dth:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"border-radius:0px;vertical-align:top;" width=3D"100%=
"><tbody><tr><td class=3D"img-container" style=3D"font-size:0px;padding:0px=
 0px 10px 0px;word-break:break-word;text-align:center;"><div style=3D"margi=
n:0 auto;max-width:38px;"><img alt=3D"Offer pay in full and pay later optio=
ns" height=3D"auto" width=3D"38" src=3D"https://cdn.news.paypal.com/215993e=
b-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:62f5326a-7e14-4d6b-840f-4eeea542=
bcda/oak:1.0::ci:6d793595d4f2c7a9933d46b77ddc9b79/6cd4ba37-2b79-3d04-ade2-d=
60889150c6a" style=3D"border:none;outline:none;text-decoration:none;height:=
auto;width:100%;font-size:13px;display:block;"></div></td></tr><tr><td clas=
s=3D"text-container" style=3D"font-size:0px;padding:0px 0px 10px 0px;word-b=
reak:break-word;text-align:center;"><div class=3D"links-000000-underline"><=
div style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica,=
 Arial, sans-serif;font-size:30px;font-weight:900;letter-spacing:0px;line-h=
eight:1.10;text-align:center;mso-line-height-alt:2.063em;color:#000000;"><p=
 style=3D"margin:0;">Offer pay in full and pay later options</p></div></div=
></td></tr><tr><td class=3D"text-container" style=3D"font-size:0px;padding:=
0px 0px 0px 0px;word-break:break-word;text-align:center;"><div class=3D"lin=
ks-000000-underline"><div style=3D"font-family:PayPalPro-Book, Helvetica, A=
rial, sans-serif;font-size:16px;font-weight:normal;letter-spacing:0px;line-=
height:1.20;text-align:center;mso-line-height-alt:1.188em;color:#000000;"><=
p style=3D"margin:0;">With pay in full, Pay in 3, and Pay in 30, customers =
have the flexibility to pay now, spread the cost, or pay later.</p></div></=
div></td></tr><tr><td style=3D"font-size:0px;word-break:break-word;"><div s=
tyle=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</div=
></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td><=
/tr></table><![endif]--></div></td></tr></tbody></table></td></tr><tr><td><=
table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"width:100%;" class=3D"section"><tbody><tr><td a=
lign=3D"center" style=3D"font-size:0px;text-align:center;vertical-align:top=
;padding:0px 0px 0px 0px;word-break:break-word;"><div role=3D"none"><!--[if=
 mso | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0"><tr><td><table role=3D"presentation" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" ><![e=
ndif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font=
-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align=
:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"border-radius:0px;vertical-align:top;" width=
=3D"100%"><tbody><tr><td class=3D"img-container" style=3D"font-size:0px;pad=
ding:0px 0px 10px 0px;word-break:break-word;text-align:center;"><div style=
=3D"margin:0 auto;max-width:38px;"><img alt=3D"Build confidence at checkout=
" height=3D"auto" width=3D"38" src=3D"https://cdn.news.paypal.com/215993eb-=
2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:bbe30c02-1de7-4a51-8abb-c97ee89c77=
84/oak:1.0::ci:c9df0d4658af8cae7320593d69b24e74/12bfa540-1a6a-3d66-861d-5ce=
83357d735" style=3D"border:none;outline:none;text-decoration:none;height:au=
to;width:100%;font-size:13px;display:block;"></div></td></tr><tr><td class=
=3D"text-container" style=3D"font-size:0px;padding:0px 0px 10px 0px;word-br=
eak:break-word;text-align:center;"><div class=3D"links-000000-underline"><d=
iv style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, sans-serif;font-size:30px;font-weight:900;letter-spacing:0px;line-he=
ight:1.10;text-align:center;mso-line-height-alt:2.063em;color:#000000;"><p =
style=3D"margin:0;">Build confidence at checkout</p></div></div></td></tr><=
tr><td class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div class=3D"links-000000-un=
derline"><div style=3D"font-family:PayPalPro-Book, Helvetica, Arial, sans-s=
erif;font-size:16px;font-weight:normal;letter-spacing:0px;line-height:1.20;=
text-align:center;mso-line-height-alt:1.188em;color:#000000;"><p style=3D"m=
argin:0;">Tap into PayPal's industry-leading network trusted by millions of=
 customers worldwide.</p></div></div></td></tr><tr><td style=3D"font-size:0=
px;word-break:break-word;"><div style=3D"line-height:30px;height:30px;mso-l=
ine-height-alt:30px;">&nbsp;</div></td></tr></tbody></table></div><!--[if m=
so | IE]></td></tr></table></td></tr></table><![endif]--></div></td></tr></=
tbody></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr><=
/table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td><=
/tr></table><![endif]--></div></td></tr></tbody></table><table align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"background-color:#F2F2F2;width:100%;" class=3D"section"><tbody><t=
r><td align=3D"center"><div role=3D"none"><!--[if mso | IE]><table align=3D=
"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"block-gr=
id-outlook" style=3D"width:640px;" width=3D"640" ><tr><td style=3D"line-hei=
ght:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=
=3D"background:#F5F7FA;background-color:#F5F7FA;margin:0 auto;max-width:640=
px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" style=3D"background-color:#F5F7FA;width:100%;"><tb=
ody><tr><td style=3D"font-size:0px;padding:0px 40px 0px 40px;text-align:cen=
ter;vertical-align:top;mso-padding-alt:0px 55px 0px 55px;" class=3D"block-g=
rid padding-0px-55px-0px-55px"><!--[if mso | IE]><table role=3D"presentatio=
n" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td style=3D"vertic=
al-align:top;width:530px;" ><![endif]--><div class=3D"mj-column-per-100 mj-=
outlook-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;dis=
play:inline-block;vertical-align:top;width:100%;"><table border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-radius=
:0px;vertical-align:top;" width=3D"100%"><tbody><tr><td style=3D"font-size:=
0px;word-break:break-word;"><div style=3D"line-height:30px;height:30px;mso-=
line-height-alt:30px;">&nbsp;</div></td></tr><tr><td class=3D"text-containe=
r" style=3D"font-size:0px;padding:0px 0px 20px 0px;word-break:break-word;te=
xt-align:center;"><div class=3D"links-000000-underline"><div style=3D"font-=
family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, Arial, sans-serif=
;font-size:36px;font-weight:900;letter-spacing:-0.7px;line-height:1.10;text=
-align:center;mso-line-height-alt:2.5em;color:#000000;"><p style=3D"margin:=
0;">Add Pay in 30 messaging</p></div></div></td></tr><tr><td valign=3D"midd=
le" class=3D"button-container" style=3D"font-size:0px;padding:0px 0px 0px 0=
px;word-break:break-word;text-align:center;"><div><!--[if mso]><table width=
=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D"border-spacing:0;border-collapse:collapse;mso-table-lspace:0pt;ms=
o-table-rspace:0pt;"><tr><td align=3D"center" class=3D"mso-button-dark-mode=
"><a:roundrect xmlns:a=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:sch=
emas-microsoft-com:office:word" href=3D"https://www.paypal.com/ppcredit/mes=
saging=3Futm_content=3DGet_Started_CTA" fillcolor=3D"#000000" arcsize=3D"59=
%" style=3D"v-text-anchor:middle;width:117.75pt;height:42pt;" strokecolor=
=3D"#FEFEFE" strokeweight=3D"1.5pt" ><w:anchorlock/><a:textbox inset=3D"0,0=
,0,0"><center style=3D"color:#ffffff; font-family:sans-serif, Arial; font-s=
ize:16px" class=3D"mso-text-white"><![endif]--> <a data-k-tracking-disabled=
=3D"true" title=3D"Get Started" style=3D"display:inline-block;width:auto;ba=
ckground:#000000;color:#FFFFFF;font-family:PayPalPro-Book, Helvetica, Arial=
, sans-serif;font-size:18px;font-weight:700;line-height:1.10;margin:0;text-=
align:center;text-decoration:none;text-transform:none;padding:16px 30px 16p=
x 30px;mso-padding-alt:0px;border-radius:33px;border-left:2px solid #FEFEFE=
;border-right:2px solid #FEFEFE;border-top:2px solid #FEFEFE;border-bottom:=
2px solid #FEFEFE;mso-border-alt:none;box-sizing:border-box;" target=3D"_bl=
ank" width=3D"159" href=3D"https://data.news.paypal.com/ee/v1/click=3Fparam=
s=3Dv1.TiwQJuaLW_f_tnz6lF5I1XbQuauCMBEeHOgJ5VW0K9ECzQXqzGV5V4ztlVtGRJphcciE=
0V00KGO9W1ozvHy3PXPxWtpS4SHofgFgA4puZo4EVP4j7sMxc4a5D4qW3zeNot5zcbqSkgHSmt0=
doTLbaaGGkxHzAA-BZgrQbOfXJ4s6M3mFYNTyQPNT39gf9BtEtA2r_Qz0JoyW2mUMyDSVlckCH8=
EfWDSGniLooWLSWlPtGq8kDos_hj50fvzO_gZ8uFOwI242UC2saNCWUiLHXeDlMlTSsYs2e-H9u=
LRt3QFaFaHL6KXXbEruqDhTVQvwNtnbu60J1ohVD_6cO86mVGLoe2ziFiD31wceJYqQ_n7T8hEE=
fYgGIXWm9FyILhnO2t-xnAP_6MkE7VfnoG8pdRMVYUQsw1T-pmOF0-Sttkqau1RHqlpK_Obsnsg=
bNywUjydHUzbRscuoSCt92y8PEoN1STSs_NXeBoon-EHsyMloY66mOA&pid=3Dv1.tNxopWkjJC=
Vk5XxvVLYh1LY4qSOkf3lY4CIaictOaQRzmBaYNN-2oopLVv4q2MSeyml-DJYKq6_p87tx139jq=
EyDCdpiJcA&tuid=3D6a5e0d32a8208369009c3ef1&configId=3D552a4c7d-09ea-4bde-88=
82-66a293c3d484">Get Started</a><!--[if mso]></center></a:textbox></a:round=
rect></td></tr></table><![endif]--></div></td></tr><tr><td style=3D"font-si=
ze:0px;word-break:break-word;"><div style=3D"line-height:30px;height:30px;m=
so-line-height-alt:30px;">&nbsp;</div></td></tr></tbody></table></div><!--[=
if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div>=
<!--[if mso | IE]></td></tr></table><![endif]--></div></td></tr></tbody></t=
able><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" cla=
ss=3D"section"><tbody><tr><td align=3D"center"><div role=3D"none"><!--[if m=
so | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"block-grid-outlook" style=3D"width:640px;" width=3D"640" ><=
tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;=
"><![endif]--><div style=3D"background:#003087;background-color:#003087;mar=
gin:0 auto;max-width:640px;"><table align=3D"center" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background-color:=
#003087;width:100%;"><tbody><tr><td style=3D"font-size:0px;padding:33px 35p=
x 33px 35px;text-align:center;vertical-align:top;mso-padding-alt:33px 55px =
33px 55px;" class=3D"block-grid padding-33px-55px-33px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" ><![endif]--><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;tex=
t-align:left;direction:ltr;display:inline-block;vertical-align:top;width:10=
0%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" style=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tbo=
dy><tr><td class=3D"text-container" style=3D"font-size:0px;padding:0px 0px =
0px 0px;word-break:break-word;text-align:center;"><div class=3D"links-00000=
0-underline"><div style=3D"font-family:PayPalPro-Black, 'Century Gothic Bol=
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XXbEruqDhTVQvwNtnbu60J1ohVD_6cO86mVGLoe2ziFiD31wceJYqQ_n7T8hEEfYgGIXWm9FyIL=
hnO2t-xnAP_6MkE7VfnoG8pdRMVYUQsw1T-pmOF0-Sttkqau1RHqlpK_ObsnsgbNywUjydHUzbR=
scuoSCt92y8PEoN1STSs_NXeBoon-EHsyMloY66mOA&pid=3Dv1.tNxopWkjJCVk5XxvVLYh1LY=
4qSOkf3lY4CIaictOaQRzmBaYNN-2oopLVv4q2MSeyml-DJYKq6_p87tx139jqEyDCdpiJcA&tu=
id=3D6a5e0d36f6d25e7b3f1cd2c6&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d4=
84"><img alt=3D"Instagram" height=3D"32" src=3D"https://cdn.paypal.dev.cjma=
dobe.com/922b7095-7eea-488e-ab70-957eea688efc/urn:aaid:aem:549bffb5-848b-4e=
80-bcd5-c6c24224011d/oak:1.0::ci:0ae956212b7d8a1cc23c94bbd5a75c9b/63a55971-=
639d-3dca-b596-ecdfad3ea778" style=3D"border-radius:50%;display:block;" wid=
th=3D"32"></a></td></tr></tbody></table></td></tr></tbody></table></div><!-=
-[if mso | IE]>=0A              </td>=0A            <![endif]--><!--[if mso=
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</tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td>=
</tr></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]-->=
</div></td></tr></tbody></table><table align=3D"center" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background-col=
or:#F2F2F2;width:100%;" class=3D"section"><tbody><tr><td align=3D"center"><=
div role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" style=3D"wid=
th:640px;" width=3D"640" ><tr><td style=3D"line-height:0px;font-size:0px;ms=
o-line-height-rule:exactly;"><![endif]--><div style=3D"background:#FEFEFE;b=
ackground-color:#FEFEFE;margin:0 auto;max-width:640px;"><table align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
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t-size:0px;padding:0px 0px 0px 0px;text-align:center;vertical-align:top;" c=
lass=3D"block-grid"><!--[if mso | IE]><table role=3D"presentation" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td style=3D"vertical-align:=
top;width:640px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-g=
roup-fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:inli=
ne-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" style=3D"background-color:#FEFE=
FE;border-radius:0px;vertical-align:top;" width=3D"100%"><tbody><tr><td cla=
ss=3D"padding-0px-55px-0px-55px text-container" style=3D"font-size:0px;padd=
ing:0px 20px 0px 20px;word-break:break-word;mso-padding-alt:0px 55px 0px 55=
px;text-align:left;"><div class=3D"links-000000-underline"><div style=3D"fo=
nt-family:PayPalPro-Book, Helvetica, Arial, sans-serif;font-size:12px;font-=
weight:normal;letter-spacing:none;line-height:1.30;text-align:left;mso-line=
-height-alt:1em;color:#000000;"><p style=3D"margin:0;">Availability is subj=
ect to merchant status, sector and integration and consumer status and appl=
ication. Can make credit less accessible or more expensive for the consumer=
. See product terms. Pay in 3 and Pay in 30 are credit agreements.<br><br>=
</p></div></div></td></tr></tbody></table></div><!--[if mso | IE]></td></tr=
></table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td=
></tr></table><![endif]--></div></td></tr></tbody></table><table align=3D"c=
enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"background-color:#F2F2F2;width:100%;" class=3D"section"><tbody>=
<tr><td align=3D"center"><div role=3D"none"><!--[if mso | IE]><table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"block=
-grid-outlook" style=3D"width:640px;" width=3D"640" ><tr><td style=3D"line-=
height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div st=
yle=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 auto;max-width:=
640px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"background-color:#FEFEFE;width:100%;"=
><tbody><tr><td style=3D"font-size:0px;padding:0px 0px 0px 0px;text-align:c=
enter;vertical-align:top;" class=3D"block-grid"><!--[if mso | IE]><table ro=
le=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><t=
d style=3D"vertical-align:top;width:640px;" ><![endif]--><div class=3D"mj-c=
olumn-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;=
direction:ltr;display:inline-block;vertical-align:top;width:100%;"><table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"background-color:#FEFEFE;border-radius:0px;vertical-align:top;" width=
=3D"100%"><tbody><tr><td class=3D"padding-0px-55px-0px-55px text-container"=
 style=3D"font-size:0px;padding:0px 20px 0px 20px;word-break:break-word;mso=
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-underline"><div style=3D"font-family:PayPalPro-Book, Helvetica, Arial, san=
s-serif;font-size:12px;font-weight:normal;letter-spacing:none;line-height:1=
.30;text-align:left;mso-line-height-alt:1em;color:#000000;"><p style=3D"ma=
rgin:0;"><sup style=3D"line-height:0;">1</sup><strong><a title=3D"Fairer Fi=
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arams=3Dv1.TiwQJuaLW_f_tnz6lF5I1XbQuauCMBEeHOgJ5VW0K9ECzQXqzGV5V4ztlVtGRJph=
cciE0V00KGO9W1ozvHy3PXPxWtpS4SHofgFgA4puZo4EVP4j7sMxc4a5D4qW3zeNot5zcbqSkgH=
Smt0doTLbaaGGkxHzAA-BZgrQbOfXJ4s6M3mFYNTyQPNT39gf9BtEtA2r_Qz0JoyW2mUMyDSVlc=
kCH8EfWDSGniLooWLSWlPtGq8kDos_hj50fvzO_gZ8uFOwI242UC2saNCWUiLHXeDlMlTSsYs2e=
-H9uLRt3QFaFaHL6KXXbEruqDhTVQvwNtnbu60J1ohVD_6cO86mVGLoe2ziFiD31wceJYqQ_n7T=
8hEEfYgGIXWm9FyILhnO2t-xnAP_6MkE7VfnoG8pdRMVYUQsw1T-pmOF0-Sttkqau1RHqlpK_Ob=
snsgbNywUjydHUzbRscuoSCt92y8PEoN1STSs_NXeBoon-EHsyMloY66mOA&pid=3Dv1.tNxopW=
kjJCVk5XxvVLYh1LY4qSOkf3lY4CIaictOaQRzmBaYNN-2oopLVv4q2MSeyml-DJYKq6_p87tx1=
39jqEyDCdpiJcA&tuid=3D6a5e0d37a8208369009c3ff7&configId=3D552a4c7d-09ea-4bd=
e-8882-66a293c3d484">Fairer Finance</a></strong>, Buy now pay later latest =
ratings, based on an independent poll of 10,000 customers by Fairer Finance=
. Spring 2026.<br><br></p></div></div></td></tr></tbody></table></div><!--=
[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div=
><!--[if mso | IE]></td></tr></table><![endif]--></div></td></tr></tbody></=
table><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" cl=
ass=3D"section"><tbody><tr><td align=3D"center"><div role=3D"none"><!--[if =
mso | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" class=3D"block-grid-outlook" style=3D"width:640px;" width=3D"640" >=
<tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly=
;"><![endif]--><div style=3D"background:#FEFEFE;background-color:#FEFEFE;ma=
rgin:0 auto;max-width:640px;"><table align=3D"center" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background-color=
:#FEFEFE;width:100%;"><tbody><tr><td style=3D"font-size:0px;padding:0px 20p=
x 20px 20px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 2=
0px 55px;" class=3D"block-grid padding-0px-55px-20px-55px"><!--[if mso | IE=
]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" ><![endif]--><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;tex=
t-align:left;direction:ltr;display:inline-block;vertical-align:top;width:10=
0%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" style=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tr>=
<td class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 0px 0px=
;word-break:break-word;text-align:left;"><div class=3D"links-000000-underli=
ne-bold"><div style=3D"font-family:PayPalPro-Book, Arial;font-size:12px;fon=
t-weight:normal;letter-spacing:none;line-height:1.30;text-align:left;mso-li=
ne-height-alt:1em;color:#000000;"><p style=3D"margin:0;">Not sure why you r=
eceived this email=3F <a title=3D"Learn more" target=3D"_blank" rel=3D"noop=
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;" href=3D"https://data.news.paypal.com/ee/v1/click=3Fparams=3Dv1.TiwQJuaLW=
_f_tnz6lF5I1XbQuauCMBEeHOgJ5VW0K9ECzQXqzGV5V4ztlVtGRJphcciE0V00KGO9W1ozvHy3=
PXPxWtpS4SHofgFgA4puZo4EVP4j7sMxc4a5D4qW3zeNot5zcbqSkgHSmt0doTLbaaGGkxHzAA-=
BZgrQbOfXJ4s6M3mFYNTyQPNT39gf9BtEtA2r_Qz0JoyW2mUMyDSVlckCH8EfWDSGniLooWLSWl=
PtGq8kDos_hj50fvzO_gZ8uFOwI242UC2saNCWUiLHXeDlMlTSsYs2e-H9uLRt3QFaFaHL6KXXb=
EruqDhTVQvwNtnbu60J1ohVD_6cO86mVGLoe2ziFiD31wceJYqQ_n7T8hEEfYgGIXWm9FyILhnO=
2t-xnAP_6MkE7VfnoG8pdRMVYUQsw1T-pmOF0-Sttkqau1RHqlpK_ObsnsgbNywUjydHUzbRscu=
oSCt92y8PEoN1STSs_NXeBoon-EHsyMloY66mOA&pid=3Dv1.tNxopWkjJCVk5XxvVLYh1LY4qS=
Okf3lY4CIaictOaQRzmBaYNN-2oopLVv4q2MSeyml-DJYKq6_p87tx139jqEyDCdpiJcA&tuid=
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">Learn more</a></p><p style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;"=
><strong>How do I know this is not a Phishing email=3F</strong></p><p style=
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e generic greetings such as "Dear PayPal member". Emails from PayPal will a=
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0;" href=3D"https://data.news.paypal.com/ee/v1/click=3Fparams=3Dv1.TiwQJuaL=
W_f_tnz6lF5I1XbQuauCMBEeHOgJ5VW0K9ECzQXqzGV5V4ztlVtGRJphcciE0V00KGO9W1ozvHy=
3PXPxWtpS4SHofgFgA4puZo4EVP4j7sMxc4a5D4qW3zeNot5zcbqSkgHSmt0doTLbaaGGkxHzAA=
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uoSCt92y8PEoN1STSs_NXeBoon-EHsyMloY66mOA&pid=3Dv1.tNxopWkjJCVk5XxvVLYh1LY4q=
SOkf3lY4CIaictOaQRzmBaYNN-2oopLVv4q2MSeyml-DJYKq6_p87tx139jqEyDCdpiJcA&tuid=
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e></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody><=
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llspacing=3D"0" role=3D"presentation" style=3D"background-color:#F2F2F2;wid=
th:100%;" class=3D"section"><tbody><tr><td align=3D"center"><div role=3D"no=
ne"><!--[if mso | IE]><table align=3D"center" border=3D"0" cellpadding=3D"0=
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th=3D"640" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-=
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ground-color:#F5F7FA;width:100%;"><tbody><tr><td style=3D"font-size:0px;pad=
ding:0px 0px 0px 0px;text-align:center;vertical-align:top;" class=3D"block-=
grid"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:640px;=
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